Anything you submit over our website is 100 percent, fully secure. And we never, ever share it with anyone except by permission -- that is, if you're giving us information you want us to use to get you the best loan, we use that information to tell mortgage lenders about you and convince them to loan you money. In turn, those mortgage lenders are bound by federal law to keep your information secure.

Here is a list of the information mortgage lenders will use to consider your loan application.

Copy of Drivers licenses and Social Security cards 

Employment History

For the last two years, employment dates, addresses, salary.
Current pay stubs for 30 days

Most recent 2 years Federal tax returns with ALL attachments (1099's and W2's)

Assets

Check and Savings Account Statements for the last 60 days - ALL pages
Any Investment Accounts, 401K's, Mutual Funds - Most recent quartery statements - All pages

If you're self-employed
Both business and personal tax returns for the last two years with all schedules and    attachments and a current profit and loss & balance statements signed by your accountant.

Current Balance sheet & Profit and Loss statement if more than two months into the new fiscal year, signed by CPA.

If you have income from:
Commission
Overtime
Bonus
Partnership
Rental Property
Trust
Notes Receivable
Interest/Dividends
You'll need two years' personal federal tax returns

If employed in family business
Personal federal income tax returns and all schedules for the past two years

If divorced or separated
Complete executed divorce decree and settlement agreement
Payment history of alimony/child support over the past 12 months, if it is a financial obligation.
If you choose to have this be considered as part of your income (you don't have to), be prepared to provide 12 months canceled checks or bank statements reflecting income deposits.

Most current mortgage coupons to show that your payment does or does not include taxes and insurance monthly

If you've sold your home - but not closed:
A copy of the sales contract

If you've sold your home, closed, and you will use the proceeds for your new down payment:
A copy of the HUD-1 Uniform Settlement Statement

Name, address and phone number of landlords for the past 24 months

Purchase Agreement and all addendums - usually this is faxed by your realtor

If a source of your down payment is a gift:
We will provide you with a "Gift Letter" for your donor - should be a family member

The donor's most recent 30 days bank statements

For VA Financing
DD214 and Certificate of Eligibility